Facts

WHAT DOES AmNet ESOP Corporation. dba American Mortgage Network, et al

DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law requires us to tell you how we collect, share, and protect your personal information. Please also read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security Number
• and Credit History
• Employment Information
• and Income
• Transaction History
• and Mortgage Rates and Payments

How?

All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons AmNet ESOP Corporation. dba American Mortgage Network, et al chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information.Does AmNet ESOP Corporation. dba American Mortgage Network, et al share?Can you limit this sharing?For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.YesNoFor our marketing purposes— to offer our products and services to youNoWe don’t shareFor joint marketing with other financial companiesNoWe don’t shareFor our affiliates’ everyday business purposes— information about your transactions and experiences.YesNoFor our affiliates’ everyday business purposes— information about your creditworthinessNoWe don’t shareFor our affiliates to market to youNoWe don’t shareFor nonaffiliates to market to youNoWe don’t shareQuestions?Call 877-354-1110 or go to amnetmtg.comWho we areWho is providing this notice?AmNet ESOP Corporation. dba American Mortgage Network, et alWhat we doHow doesAmNet ESOP Corporation. dba American Mortgage Network, et al protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.How does AmNet ESOP Corporation. dba American Mortgage Network, et al collect my personal information?

We collect your personal information, for example, when you

• Apply for a loan
• Give us your income information
• Give us your employment history
• Provide your mortgage information
• Show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

DefinitionsAffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include financial companies such as LeadWorks.io LLC. and ?

NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.

• AmNet ESOP Corporation. dba American Mortgage Network, amnetmtg.com, AmNetMtg, AmNetMtg.com, amnetmtg.io, AmNetMtg.io, NuAmerican, The Mortgage Mafia, Ohana Mortgage Network does not share with nonaffiliates so they can market to you.

Joint marketingA formal agreement between non-affiliated financial companies that together market financial products or services to you.

• AmNet ESOP Corporation. dba American Mortgage Network, amnetmtg.com, AmNetMtg, AmNetMtg.com, amnetmtg.io, AmNetMtg.io, AmNet, The Mortgage Mafia, Ohana Mortgage Network does not jointly market.

Other Important Information

California: In accordance with California law, we will not share information we collect about you with companies outside of AmNet ESOP Corporation. dba American Mortgage Network, amnetmtg.com, AmNetMtg, AmNetMtg.com, amnetmtg.io, AmNetMtg.io, American Mortgage Network, The Mortgage Mafia, Ohana Mortgage Network., unless the law allows. For example, we may share information with your consent, to service your accounts. We will limit sharing among our companies to the extent required by California law.

Vermont: Except as permitted by law, we will not share information we collect about you with nonaffiliates or affiliates.